Found the land of your dreams? Visit your local branch with the property purchase agreement and a legal description of the property. These items will help determine what the loan amount will be.

Download a loan application, call or pick one up at your local branch. Complete the application and make an appointment with your loan officer to start the approval process. Need help filling out the application? Just give us call.

A 20% down payment is typical for most land purchases. Down payments can be cash, or equivalent collateral, such as other property you may already own. 

We can offer you an interest rate based on current market rates and tailor terms to meet your needs. Your rate is locked in for one month and can be based on current interest rates, the type and length of the loan or other factors.

After credit approval, the title and appraisal are ordered. A clear title ensures your property is free from any issues or liens that could harm your investment value in the future. The appraisal assesses the value of the property.

Once the title and appraisal are finalized, your loan officer will set a closing date and assist you in completing the paperwork. We’ll make sure everything is ready on closing day and answer any questions you might have during the process.