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Loan Products

Meet all of your rural real estate financing needs through the many flexible loan programs offered by Louisiana Land Bank.

We offer loan programs for the following:

Farm and Ranch Land

Not only can we finance that farm or ranch land you've been wanting, we can help you fund improvements for your existing property. We offer loans for clearing or leveling land; improving pastureland, irrigation systems, water wells and fences; reforesting timberland tracts and more.

Recreational Property

Louisiana is truly an outdoor paradise. It is a place of wooded hills, brooding cypress swamps, lush gardens and game-rich river basins. From our coastal marshes to our swamps to our rolling hills up north, Louisiana offers something special for anyone dreaming of owning a private retreat in the country. Our loans are designed to make that dream a reality for people in many different financial situations.

Agribusiness Purchase or Improvements

The diversity of today's agribusinesses demands a wide range of financing options. We finance agribusinesses such as lumber, sugar, rice and feed mills, cotton gins, grain elevators, feed stores, hatcheries, poultry farms, processing plants and more. We specialize in lending for agribusiness facilities and can tailor a loan for your industry.

Country Home Purchases

You may be looking to buy a home in the country, or to purchase some land now on which to build your future home. Whether you prefer a home nestled among some rolling hills or secluded inside a forest, Louisiana Land Bank can help you buy or build it with a rural home loan suited to your specific situation.

Country Home Construction and Improvement

If you want to build a rural home or make improvements on your existing one, we offer a loan program with a one-time closing. With our construction loan, we can lock in your interest rate up front, finance the construction, and then roll the loan into a permanent mortgage upon completion of your home.

Irrigation Equipment and Improvements

At Louisiana Land Bank, we finance all types of irrigation equipment and improvements. Whether you are buying a new center-pivot system, drilling wells or precision-leveling your farm, we have a loan to help you out.

Equipment

Louisiana Land Bank makes loans for both new and used equipment. We finance everything from tractors and gooseneck trailers to the largest planting and harvesting equipment available.

Operating and Production Loans

An agricultural production loan can provide the working capital you need to cover general operating expenses, including feed, labor, cattle purchases and crop inputs such as seed, fuel, fertilizer and chemicals. Each loan is structured to meet the production and marketing cycle of the commodity being financed. Our short- and intermediate-term loans are available for all types of crops and ag operations, from dairies and poultry operations to nurseries and timber operations. We also offer revolving lines of credit.