Young, Beginning and Small Farmers/Ranchers (YBS)

The Louisiana Land Bank is committed to meeting the needs of Young, Beginning and Small farmers/ranchers. Our years of experience in rural lending provide the expertise needed to finance many people who fit into the YBS group. By utilizing our flexible loan terms and working closely with other organizations and governmental agencies, we can tailor loans to fit the unique situations of YBS borrowers. In addition, we actively support other programs, events, scholarships and educational activities that benefit YBS farmers/ranchers.

What is a Young, Beginning or Small farmer/rancher?

• Young: Age 35 or younger
• Beginning: 10 years or less experience
• Small: Less than $250,000 of gross annual agricultural income

 

What is the New Generation Loan Program?

Through our New Generation Loan Program, we provide competitive financing for young and beginning farmers to the full extent of their creditworthiness. This loan program offers reduced interest rates and underwriting standards for the purchase or refinancing of land.

Sponsorships and Donations

The Louisiana Land Bank is committed to supporting the state's new generation of producers. Whether it's a 4-H member buying a show heifer for a foundation herd, a young person taking over the family farm, or an older couple investing in a new ag venture, we applaud their efforts.

We sponsor or donate to numerous organizations that help educate young, and beginning farmers. These organizations include:

• Louisiana and Parish Cattlemen's Association
• 4-H
• FFA
• Louisiana Council of Cooperatives' Young Couples Conference
• Louisiana Council of Cooperatives' Youth Conference
• Junior Livestock Shows
• Agriculture trade shows and commodity tours
• Louisiana Agribusiness Council
• AgExpo Fundraisers
• Central Louisiana District Dairy Shows
• LSU Agricultural Center Research Stations
• Farm Bureau functions
• Louisiana Annual Junior Livestock Auction
• ULL Cajun Classic Beef Show
• Bayouland Young Farmer's Annual Meeting

The Association's support of Louisiana's YBS farmers/ranchers is a priority: we understand that the future of American agriculture depends on a new generation of farmers and ranchers. Please contact us to discuss your financing needs.