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Loan
Products
Meet
all of your rural real estate financing needs through the many flexible
loan programs offered by Louisiana Land Bank. All loans are fully
amortized, providing you with the security of true, long-term financing
- in other words, you won't ever be asked to make a balloon payment.
We
offer loan programs for the following:
Agribusiness
Purchase or Improvements
The
diversity of today's agribusinesses demands a wide range of financing
options. We finance agribusinesses such as lumber, sugar, rice and
feed mills, cotton gins, grain elevators, feed stores, hatcheries,
poultry farms, processing plants and more. We specialize in lending
for agribusiness facilities and can tailor a loan for your industry.
Country
Home Purchases
You
may be looking to buy a home in the country, or to purchase some
land now on which to build your future home. Whether you prefer
a home nestled among some rolling hills or secluded inside a forest,
Louisiana Land Bank can help you buy or build it with a rural home
loan suited to your specific situation.
Country
Home Construction and Improvement
If
you want to build a rural home or make improvements on your existing
one, we offer a loan program with a one-time closing. With our construction
loan, we can lock in your interest rate up front, finance the construction,
then roll the loan into a permanent mortgage upon completion of
your home.
Farm
and Ranch Land
Not
only can we finance that farm or ranch land you've been wanting,
we can help you fund improvements for your existing property. We
offer loans for clearing or leveling land; improving pastureland,
irrigation systems, water wells and fences; reforesting timberland
tracts and more.
Recreational
Property
Louisiana
is truly an outdoor paradise. It is a place of wooded hills, brooding
cypress swamps, lush gardens and game-rich river basins. From our
coastal marshes to our swamps to our rolling hills up north, Louisiana
offers something special for anyone dreaming of owning a private
retreat in the country. Our loans are designed to make that dream
a reality for people in many different financial situations.
Irrigation
Equipment
At
Louisiana Land Bank we finance all types of irrigation equipment
and improvements: whether you are buying a new center-pivot system,
drilling wells or precision-leveling your farm, we have a loan to
help you out.
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