Loan Products

Meet all of your rural real estate financing needs through the many flexible loan programs offered by Louisiana Land Bank.

We offer loan programs for the following:

• Farm and Ranch Land

  Not only can we finance that farm or ranch land you've been wanting, we can help you fund improvements for your existing property. We offer loans for clearing or leveling land; improving pastureland, irrigation systems, water wells and fences; reforesting timberland tracts and more.

• Recreational Property

  Louisiana is truly an outdoor paradise. It is a place of wooded hills, brooding cypress swamps, lush gardens and game-rich river basins. From our coastal marshes to our swamps to our rolling hills up north, Louisiana offers something special for anyone dreaming of owning a private retreat in the country. Our loans are designed to make that dream a reality for people in many different financial situations.

• Short-Term and Revolving-Line-of-Credit Loans
  This includes working-capital loans for general operating expenses such as labor, feed, crop inputs and other expenses, as well as accounts-receivable loans and commodity loans to cover short-term cash-flow deficits and to enhance orderly marketing.
  

• Agribusiness Purchase or Improvements

  The diversity of today's agribusinesses demands a wide range of financing options. We finance agribusinesses such as lumber, sugar, rice and feed mills, cotton gins, grain elevators, feed stores, hatcheries, poultry farms, processing plants and more. We specialize in lending for agribusiness facilities and can tailor a loan for your industry.

• Country Home Purchases

  You may be looking to buy a home in the country, or to purchase some land now on which to build your future home. Whether you prefer a home nestled among some rolling hills or secluded inside a forest, Louisiana Land Bank can help you buy or build it with a rural home loan suited to your specific situation.

• Country Home Construction and Improvement

  If you want to build a rural home or make improvements on your existing one, we offer a loan program with a one-time closing. With our construction loan, we can lock in your interest rate up front, finance the construction, then roll the loan into a permanent mortgage upon completion of your home.

• Irrigation Equipment

  At Louisiana Land Bank, we finance all types of irrigation equipment and improvements. Whether you are buying a new center-pivot system, drilling wells or precision-leveling your farm, we have a loan to help you out.